Brrr! We hate to sound all Captain Obvious here, but hasn’t this Winter been a bit ch… ch… chilly? Well, for Perth standards anyway. In fact, it has been the wettest June in Perth for five years, thanks to a series of rather impressive storm fronts.

So with all of this talk of inclement weather, here’s some handy tips.

 

INSURANCE.

As property is often your largest financial investment, you need to make sure your building insurance is up to date. Also make sure you’re not under insured, by using an insurance calculator. Your insurer should have one on their website. If you’re having a hard time finding it, here’s a handy one provided by QBE insurance: https://www.qbe.com.au/home-insurance/calculators

 

DAMAGE:

Make sure you take plenty of photos of any damage. This can be used as evidence, in case of a dispute. However, be aware that if you had some roof tiles loose or a tree that needed pruning before the storm event, the insurer may start asking some hard questions and could refuse to pay out.

To help prevent this from occurring, we’ve collated some Department of Fire and Emergency Services approved tips to help you prepare you and your property for a storm:

  • Trim branches around your home to prevent them falling on your roof or car and hire a contractor to clear trees from power lines
  • Check your roof and gutters for damage or loose material. Replace any damaged or missing tiles
  • Clear gutters and downpipes of leaves and blockages so they don’t over flow after heavy rain
  • Store or weigh down loose objects around your home like outdoor furniture, playground equipment and sheds
  • Prepare an emergency kit with a portable battery operated radio, torch, spare batteries and a first aid kit
  • Be aware that after a bad storm services such as power, telephones lines, water, sewerage and gas may not work and prepare accordingly.

 

STAY IN THE KNOW:

Keep an eye on the Bureau of Meteorology’s (BOM) website for the latest warnings: http://www.bom.gov.au/wa/warnings/

BOM have a live rain radar, to check if rain is coming your way: http://www.bom.gov.au/products/IDR703.loop.shtml

It’s also worth checking with your building insurance company if they provide free weather alerts. The RAC does and they’ll send you an email and a text message if there’s a red weather alert predicted by BOM in your area.

Wishing you a safe Winter.